The moment most people discover they got disclosure wrong is often the moment they're trying to make a claim. That's a terrible time to find out.

"Life insurance protects your people after you're gone. Income protection protects you - and them - while you're still here."

Underwriting can feel like being judged. But the point of the whole complicated, intrusive, sometimes infuriating process is to end up with a piece of paper that says: the people you love will be okay.

A decline from one insurer is not a universal verdict.

Social wealth doesn't appear on your net worth spreadsheet - but it is absolutely real.

Managing money when you are depressed is genuinely harder. It's not a moral failing.

Financial stability isn't all about retirement or nice houses. It's about giving ourselves the breathing space that, as humans, we might need.

Clients come to me not because they're ready, but because something shifted just enough to make reaching out feel possible. That's enough - that's actually plenty.

Anxiety loves vagueness - it swirls around the unknown and makes it bigger and badder than it really is. A real, specific number might feel uncomfortable, but it is always less frightening than an imagined one.

Money issues are rarely just money issues.

It could be worth reflecting on whether what you need is support and confidence rather than somebody to tell you the financially best thing to do with your money.

Good personal finance is like a web that you build to support you. Lots of different layers and connections, where one single strand should not be the be all and end all.

The cognitive shift it takes to decide to pay yourself first is absolutely key. It might feel silly at first, it might feel too little, or too selfish, or too serious - but it is none of those things. You take care of the things that you love.

Gilts and bonds are essentially loans made to governments and companies which will be paid back to you at some point and earn some interest in the meantime.

They’re not as flashy as stocks and shares but they’re a solid part of an investment portfolio and they have interesting political implications.

Here I talk you through what they are, the common terminology, how they’re taxed and how you as a retail investor can access them. All in down to earth, understandable language.

Becoming aware of our cognitive biases to make money feel safer. How seeking the emotion of awe will help us counter the Recency Illusion bias and help ground our nervous systems in the present so we can build wealth and community in a safe and stable way.

Find a partner who is solid, sensible, aware, silly, fun and centred. Look for these five financial green flags.

This isn’t just about money is it? It’s about who we are and how we move through the world - money just makes that possible. 

Looking out for financial red flags allows us to build a picture from somebody’s words and actions. Do they align? Do they fit our needs and wants? Do they ring alarm bells? How a partner deals with money is going to have a huge effect on your life - take it seriously.

Much of the ethical investment world is a bit wishy-washy, people want to do their best but companies are hedging their bets, trying to please everybody and perhaps obfuscating the truth. So what red flags should we be looking out for in ethical investing to know that we're making good money moves?

A key part of all of this is to think about it once, work out what's going to work for you and then set it in place.

We're looking to clarify, simplify and leverage what we've got.

For when life throws you something genuinely unexpected, you’re taking care of you. Something is better than nothing

Struggling to understand compound interest?

This simple, visual ‘Tree Method’ breaks down how compound interest really works - without confusing formulas.

If you’ve ever wondered how fund managers actually assess ESG risks across different industries, this breakdown explains the sector-by-sector differences - in plain English.

Learn how FCA regulation, sustainability labels and ESG fund rules affect ethical investing in the UK and what it means for fund performance and access.