Once you are happening to money, instead of it happening to you, your options open up. It allows you to poke around a bit, make some decisions, begin to use money as a tool for the life you want - instead of simply limiting the life you're in now.

Learn how to budget your money using the 50/30/20 rule - an easy method to balance bills, lifestyle and savings without overcomplicating things.

I have notes all over the place of things I want to write about…