What exactly is income tax? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

“My flabbers were ghasted.”

“I'm not 'good at maths', whatever that actually means. But I am interested in this and it means something to me - so I'm going to find a way of working it out."

Social wealth doesn't appear on your net worth spreadsheet - but it is absolutely real.

Managing money when you are depressed is genuinely harder. It's not a moral failing.

Financial stability isn't all about retirement or nice houses. It's about giving ourselves the breathing space that, as humans, we might need.

Clients come to me not because they're ready, but because something shifted just enough to make reaching out feel possible. That's enough - that's actually plenty.

What exactly are price indices like RPI and CPI? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

Shame is a self-fulfilling prophecy - you'll find evidence for it in everything that happens.

It's connection, rather than willpower, which will break this down

The future is not something I always thought I would have. I'm on the other side of it now - and that means it's possible.

Creating a garden is an act of hope for the future. And investing works the same way - you plant something today, you don't dig it up tomorrow to check, and over time, quietly, it grows.

Taking a step with your financial life is taking a step with your mental health. If the only reason you're doing it is because you're treating yourself like a pet - do that. You are worth it.

What exactly is HMRC - His Majesty’s Revenue and Customs? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

Anxiety loves vagueness - it swirls around the unknown and makes it bigger and badder than it really is. A real, specific number might feel uncomfortable, but it is always less frightening than an imagined one.

What exactly is the FSCS Deposit Protection? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

Money issues are rarely just money issues.

What exactly is a mortgage? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

It could be worth reflecting on whether what you need is support and confidence rather than somebody to tell you the financially best thing to do with your money.

What exactly is a stock market? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

I felt disheartened, I knew that in the grand scheme of things it wasn't a lot of money, but I also knew how hard I'd worked and what it represented.

What exactly is a fiduciary? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

It's my favourite kind of financial step forward - the kind of thing you set up when you're feeling motivated, and then it's simply in place when you lose that oomph.

What exactly is the Big Mac Index? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

Good personal finance is like a web that you build to support you. Lots of different layers and connections, where one single strand should not be the be all and end all.