I felt disheartened, I knew that in the grand scheme of things it wasn't a lot of money, but I also knew how hard I'd worked and what it represented.

You can promise yourself, out loud if needs be, that when five minutes is up you can go back to whatever you’re doing but I can guarantee that you won’t.

Discover short and long-term financial goals you can actually achieve - from building an emergency fund to saving for retirement.

Once you do have the knowledge, you’re in the driving seat.