Why you know what to do with money… but still don’t do it. And it’s not because you’re lazy, stupid or gormless.

When we're talking about money, we're often not talking about money. If it were that simple, we'd all have a perfect budget, fully funded emergency fund and retirement savings. What we're talking about is more about safety, self-development, generosity, politics, trauma and history.

Make sure you are on the same page when you plan your money dates.