Once you are happening to money, instead of it happening to you, your options open up. It allows you to poke around a bit, make some decisions, begin to use money as a tool for the life you want - instead of simply limiting the life you're in now.

What exactly are asset classes? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

That forward motion leads me to do the dishes whilst I'm waiting for my kettle to boil and maybe take out the recycling so the kitchen is clear. Then I've got a spot to sit down and think about what I need to work on this week - and it reminds me that I wanted to repot my money plants. I feel brighter and I've got some momentum.

What exactly are banks? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

What exactly is diversification? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

What exactly are premium alpha, net alpha and beta? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

What exactly are premium bonds? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

What exactly is risk? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

What exactly is a mutual fund? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

Much of the ethical investment world is a bit wishy-washy, people want to do their best but companies are hedging their bets, trying to please everybody and perhaps obfuscating the truth. So what red flags should we be looking out for in ethical investing to know that we're making good money moves?

What exactly is interest? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

What exactly is the NS&I or National Savings and Investments? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

What exactly is an ISA or an Individual Savings Account? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

What exactly is an Exchange Traded Fund or an ETF? Let me explain basic financial concepts for you, simply and in fewer than 200 words!

A key part of all of this is to think about it once, work out what's going to work for you and then set it in place.

We're looking to clarify, simplify and leverage what we've got.

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